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Fire crews work among destroyed homes at the Rancho Monserate Country Club community Thursday, Dec. 7, 2017, in Fallbrook, Calif. The wind-swept blazes have forced tens of thousands of evacuations and destroyed dozens of homes in Southern California. (AP Photo/Gregory Bull)

(Bloomberg) – More frequent and intense wildfires are making it harder for homeowners to find and keep insurance in California, a state regulator warned Thursday.

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