General flooding along with water that backs up through sewers or drains is often excluded from homeowner's policies. (Photo:

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Question: Regarding the the ISO Flood Coverage Endorsement Form, CP 00 10 10 12, does the form intend to cover water under the ground surface pressing on, or flowing or seeping through foundations, walls, floors or paved surfaces, basements, doors, windows or other openings? In other words, is it picking up that which would be excluded on the CP 10 30 10 12 exclusion g. water (4)? 


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