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2015 will be remembered as the year the Cyber insurance market began to really take shape. The market remains robust and continues to present for insurers opportunities for unprecedented growth. However, the market conditions for large and small to medium-size enterprises differs greatly. That is because, in part, insurers are targeting small and mid-size enterprises as highly profitable. 2015 will also be remembered as the year data breach coverage disputes under stand-alone cyberinsurance policies began to leak into the courts. This article will address these trends of continued, albeit segmented, market growth and cyber-coverage litigation and whether we can expect them to continue in 2016.


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