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Keep the holiday cheer this year by avoiding property & casualty insurance claims.

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Santa Claus isn't so jolly whenever he hears his latest insurance claim has been denied. (Thinkstock)

To an outsider it seems like a simple operation. Not to mention astonishing. Do no advertising. Orders flood in from around the globe. Be loved by everyone. And work just one month out of the year.

Instant InsightsWinter holiday risk management

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