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A young man at the second weekend of Oktoberfest in Munich on Sept. 28. (AP Photo/Matthias Schrader)

(Bloomberg) — For some, being prepared for Oktoberfest means downloading an app that points you to the nearest restroom or helps you decipher Bavarian dialect. A novelty at this year’s event is an online casualty insurance with 50,000 euros ($63,500) in accident cover.


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