If you recall the classic children's story, Pollyanna was a little girl who inevitably found the good in any situation. However, I have a feeling she'd be hard pressed to find anything to be glad about in our current economic crisis.

Yes, the media has taken to airing uplifting accounts of human kindness, ingenuity, and strength in bad times, but there still are all those thousands of layoffs, a bleak job market, rising foreclosures, bankruptcies, and on and on.

In this context, I remembered an old saying: If you lose your money, you've lost nothing; if you lose your courage, you've lost everything. While this, too, may be somewhat Pollyanna-ish, it has helped me to evolve my thinking about the current situation. Conditions definitely are difficult, but rather than looking at it as the end of what has been, perhaps we need to look at it as the beginning of something new instead.

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