voluntary products

• Health-Care Reform Doesn’t Have Agents Running for the Exits—Yet

  December 15, 2011

  The health-care reform law is not scheduled to take effect in 2016, but questions and impact of the law is already hitting some employee-benefit agency programs.

• IQ: Companies Prepare to Offer Voluntary Benefits in Their Programs

  By Staff Writer  |  September 1, 2011

• Examining the Benefits of Benefit Programs

  By Barbara Rennard  |  July 27, 2011

  As health care costs continue to rise and employees are asked to shoulder more of the out-of-pocket expenses, voluntary products can help mitigate the burden. The savvy broker can create a reliable income stream by matching the right voluntary benefits to the right employer.

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  Preserving Employee Benefits

  By Beverly J. Kingsley  |  May 1, 2011

  Brokers and agents, business owners and employees are all caught in a current of change, moving from the traditional employee benefit packages into unfamiliar waters as offerings, regulations, and needs evolve. With this sea change comes a wave of new opportunities.

• An Upside To Health Care Reform

  By Chris Ginakes  |  December 13, 2010

  Employers are working overtime to sort through the details of the new health care reform legislation and its effect on their benefits programs.

• Hartford at 200 and the importance of agents

  By Laura Mazzuca Toops, PropertyCasualty360.com, Broker Editor  |  June 2, 2010

  This year, The Hartford is celebrating 200 years of operation. AA&B spoke with Juan Andrade, president and COO of The Hartford's property and casualty operations, on the role independent agents and brokers have played in its success.