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Discover why the surplus lines sector has been growing its California home insurance market share in recent years.
Homeowners in the Golden State must navigate insurance instability and uncertainty with care.
Insurance companies are in a unique and powerful position to influence behaviors.
State Farm currently holds around 8.7% of all home insurance policies in California.
Andreas Berger is succeeding Christian Mumenthaler, who is stepping down on July 1, 2024.
Whether a property is vacant or simply unoccupied makes a difference when coverage is involved.
Insurers across all lines wrote $960,802,932,489 in direct premiums in 2023, according to NAIC market share report.
This news comes on the heels of State Farm pulling back further from the California market.
Around 7% of all homeowners in the U.S. are uninsured, according to the Consumer Federation.
Next-generation wildfire data and risk models allow insurers to pinpoint localized wildfire risk and identify mitigation strategies to lower the propensity for loss.
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