retail market

• While Carriers Crave a Market Turn, Confluence of Factors May Constrain Rates

  By Mark E. Ruquet, PropertyCasualty360.com  |  November 17, 2011

  With increased losses on their books, ample evidence exists that the double-digit decreases that insurers were routinely quoting customers on property and casualty accounts during the prolonged soft market are over. But the degree (how high will prices go?) and extent (how many lines of business will see a bump?)...

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  Carriers Not Getting What They Want Most: Rate Increases

  By Mark E. Ruquet, PropertyCasualty360.com  |  October 5, 2011

  Insurance brokers say carriers are sending a clear message to them—they want to get rate where they can, but a weak economy and competitive pricing has them feeling glum about the prospects.

• Making Data Shovel Ready for Predictive Analytics Projects

  By Robert Regis Hyle, PropertyCasualty360.com  |  April 7, 2010

  Blindly digging through data is how the insurance industry used to operate. Today, with predictive models and analytics, carriers have something to guide their efforts to make the best decisions possible.

• Soft Market For Agent/Broker E&O Cover Doesn't Mean Producers Can Ignore Risks

  By Mark E. Ruquet, PropertyCasualty360.com  |  February 1, 2010

  Like the rest of the commercial insurance sector, the market for errors and omissions coverage to protect agents and brokers continues to show signs of softening.

• Responsibilities of change

  By Rick Gilman, APR, CMP  |  February 1, 2010

  When we speak about "change," we often talk about the pace of change or the challenge of change.