Mutual Insurance Cos.

• Small & Regional Carriers: Still Raring to Go, After 2011 Cat Losses

  By Chad Hemenway, PropertyCasualty360.com  |  March 15, 2012

  After enduring a catastrophe-filled 2011, small and regional carriers emerge wiser and committed as ever to the personal-service edge they enjoy over their larger competitors.

• Outsourcing Options Help Level the Tech Playing Field for Small/Regional Carriers

  By Chad Hemenway, PropertyCasualty360.com  |  March 15, 2012

  When comparing small carriers with international giants, one common competitive edge ascribed to the big guys is their advantage in the technology realm: They have the economies of scale to make substantial investments in sophisticated technology, such as advanced predictive-modeling tools.

• Trades Testify to Prevent ‘Death Spiral’ of Michigan No-Fault System

  By Chad Hemenway, PropertyCasualty360.com  |  October 7, 2011

  Insurance trade associations are testifying before Michigan lawmakers in an attempt to promote reform to the state's no-fault auto insurance system.

• Mutual Insurers Addressing Trying Challenges With Healthy Attitude

  By Mark E. Ruquet  |  September 16, 2011

  To say the past few years have been a challenge for mutual insurers would be an understatement with as they’ve dealt with an almost decade long soft market, a prolong economic downturn and record catastrophe numbers this year.

• FSOC Insurance Member Criticizes Handling Of Industry Interests

  By Arthur D. Postal, PropertyCasualty360.com  |  April 18, 2011

  The insurance industry’s interests on the Financial Stability Oversight Council (FSOC) are “inadequately represented” because of the council’s policies, the National Association of Insurance Commissioners (NAIC) told a congressional panel.

• NFIP: The Next Move

  By Matt Brady  |  April 1, 2011

  The National Flood Insurance Program historically has been subject to constant lapses due to delayed reauthorization, upsetting agent/client relationships and hampering home sales. Now, recent shakeups in Congress could finally mean real reform to the troubled program.