life insurance policy

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  The Birth of Insurance: Oldest U.S. Companies

  By Anya Khalamayzer, PropertyCasualty360.com, Chad Hemenway, PropertyCasualty360.com  |  April 19, 2012

  UPDATED! PC360 decided to take a look at the oldest insurers in the United States—a journey that has led to some interesting findings about the birth of insurance in this country.

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  Human Knowledge Enables Insurers to Capitalize on Analytics

  By David Smith, VP, Insurance Solutions, iGATE Patni  |  February 16, 2012

  As competition from other financial service providers and pressures from customers and regulatory agencies continues to mount, insurance companies are forced to explore ways to improve operational efficiency and cut costs without sacrificing customer service.

• No Duty to Benefit Consult

  By Barry Zalma  |  December 1, 2011

  Unless compensated as a counselor, an agent’s responsibilities are limited

• No Lie

  By Barry Zalma  |  July 1, 2011

  Agents are liable for false statements on applications

• Special Circumstances May Mean Agents, Brokers Owe Greater Duties To Clients

  By Peter J. Biging  |  April 18, 2011

  Special relationships or circumstances may broaden an agent or brokers’ duty to advise. In this second article in a two-part package about agent/broker professional liability, Attorney Peter Biging examines recent relevant court rulings examining such circumstances.

• Microinsurance Defined

  By Eric Gilkey, PropertyCasualty360.com  |  November 15, 2010

  TowerGroup's Karen Pauli sat down with Claims Magazine to answer some claim-related questions about the innovative microinsurance industry.

• Universal life makes a comeback

  By Staff Writer  |  September 8, 2010

  An increasingly popular strategy for creating a retirement income fund during the recession is the tried-and-true universal life insurance policy.

• Enterprise Risk Management Can Keep Losses From Becoming Catastrophic

  By Caroline McDonald, PropertyCasualty360.com  |  September 6, 2010

  Solid enterprise risk management was behind one firm's recovery from the financial downturn, while another long-established outfit is just allowing the concept to percolate within its operation.

• Doing Fine in Fargo

  By Nicole Zwartz  |  August 9, 2010

  A success story profiling Warner & Co., an independent agency based in Fargo, North Dakota.

• Do Agents Owe Clients Fiduciary Duty?

  By Down To Cases  |  August 5, 2010

  A fiduciary relationship exists between two persons when one of them is under a duty to act for or to give advice for the benefit of another upon matters within the scope of the relation, such as a trustee or executor.