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The woman who created the catastrophe modeling industry estimates insured wind losses due to Superstorm Sandy will be $12 billion.

The woman who created the catastrophe modeling industry estimates insured wind losses due to Superstorm Sandy will be $12 billion.

Karen Clark was sitting in front of a computer in the mid-1980s, mulling over problems the actuaries werent working on.

The president and CEO of catastrophe-modeler Karen Clark & Co. explains why shes convinced Characteristic Event Analysis offers a more effective method of cat-loss estimation and preparation than the insurance industrys longtime focus on probable maximum losses.

On the official start of the 2012 Atlantic Hurricane Season, Karen Clark explains the latest approaches to catastrophe loss estimation.