insurance scoring

• Disparate Impact Rule

  By Robert Detlesfen  |  April 25, 2012

  Federal regulator targets risk-based insurance pricing

• Seismic Shift

  By Laura Mazzuca Toops, PropertyCasualty360.com  |  August 1, 2011

  FTC’s 2007 examination of credit scoring and the NCOIL regulations widely impacted the use of credit scoring models. Agents—for the most part—have come around to insurers’ use of credit scoring.

• Legislature Wrap Up

  By Neil Alldredge  |  August 1, 2011

  NRRA, rate modernization, tort reform provide a busy year

• Credit Scoring Survives In Texas

  By Mark E. Ruquet, PropertyCasualty360.com  |  May 31, 2011

  Credit scoring using completely race-neutral factors is permitted under Texas law even if it has an unintended impact on minorities, the state’s Supreme Court ruled late last week.

• Credit Scoring Takes Center Stage at NAIC Committee Hearing

  By Mark E. Ruquet, PropertyCasualty360.com  |  August 18, 2010

  Regulators' interest in insurers' use of credit-based insurance scores produced lively reaction from insurance association representatives and a consumer advocate during a committee meeting on property and casualty insurance issues.

• Credit Scoring Takes Center Stage At NAIC Committee Hearing

  By Mark E. Ruquet, PropertyCasualty360.com  |  August 17, 2010

  Regulators' interest in insurers' use of credit-based insurance scores produced lively reaction from insurance association representatives and a consumer advocate during a committee meeting on property and casualty insurance issues.

• Taking Stock of 2010 State Legislative Sessions

  By Paul Tetrault,JD,ARM, Aim  |  August 9, 2010

  Overall, on a nationwide basis, the 2010 state legislative session was a bit quieter than expected by many insurer representatives.

• Mich. Insurers Welcome Back Credit-Based Scoring

  By Chad Hemenway, PropertyCasualty360.com  |  July 9, 2010

  The industry's latest bout with the credit-based insurance scoring opposition ended with a victory in Michigan's highest court.

• Insurers Put Back On The Hot Seat In House Probe Of Credit Scoring

  By Arthur D. Postal, PropertyCasualty360.com  |  May 24, 2010

  Insurer use of consumer credit scoring for underwriting and pricing personal lines coverage was back under the glare of a congressional spotlight this month, with industry officials fending off attacks on the accuracy and fairness of such rating tools.

• Credit Scoring Decried, Defended at House Hearing

  By Arthur D. Postal, PropertyCasualty360.com  |  May 13, 2010

  A House committee heard rival opinions on insurers use of consumer credit scoring that was called both justified and unfair.