insurance score

• CFA Study on Auto Insurance ‘Misguided,’ Says Industry

  By Arthur D. Postal, PropertyCasualty360.com  |  January 31, 2012

  A Consumer Federation of America study claims insurers are making auto insurance less affordable to low- and moderate-income families—a conclusion the insurance industry calls erroneous.

• The Perils Of Copycat Ratemaking

  By David Cummings  |  October 13, 2011

  It’s easy to understand why an insurer with a less-sophisticated rate structure might see imitation ratemaking as a convenient solution. But it has many costs and considerable business risks.

• Seismic Shift

  By Laura Mazzuca Toops, PropertyCasualty360.com  |  August 1, 2011

  FTC’s 2007 examination of credit scoring and the NCOIL regulations widely impacted the use of credit scoring models. Agents—for the most part—have come around to insurers’ use of credit scoring.

• Insurers Put Back On The Hot Seat In House Probe Of Credit Scoring

  By Arthur D. Postal, PropertyCasualty360.com  |  May 24, 2010

  Insurer use of consumer credit scoring for underwriting and pricing personal lines coverage was back under the glare of a congressional spotlight this month, with industry officials fending off attacks on the accuracy and fairness of such rating tools.

• Credit Scoring Decried, Defended at House Hearing

  By Arthur D. Postal, PropertyCasualty360.com  |  May 13, 2010

  A House committee heard rival opinions on insurers use of consumer credit scoring that was called both justified and unfair.

• Credit Scoring Decried, Defended At House Hearing

  By Arthur D. Postal, PropertyCasualty360.com  |  May 12, 2010

  A House committee heard rival opinions on insurers use of consumer credit scoring that was called both justified and unfair.