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Declining premium revenues, lower rates, underwriting volatility and litigation led to this hardening, Fitch Ratings says.
Next-generation wildfire data and risk models allow insurers to pinpoint localized wildfire risk and identify mitigation strategies to lower the propensity for loss.
Award-winning agencies elaborate on their technology integration and methods for staying informed about evolving policyholder needs.
The claim was initially denied because a policy provision excluded coverage for related claims.
Part 3 of 3: Agents are muddling through rising premiums, tough technology and a challenging regulatory environment.
Part 2 of 3: Survey indicates insurtech tools are abundant, but they don't necessarily meet insurance-agent needs.
Part 1 of 3: The 2024 Independent Insurance Agent Survey reveals how producers are weathering the historic hard market.
Officials report at least half of the buildings in one Indiana town were damaged by a tornado in last week's storms.
Crisis communications and management services are designed to help reduce the impact of any potentially volatile or controversial situation.
The insurance industry is operating in a new world, and the affinity insurance market can't rely on tried-and-true practices.
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