insurance policy

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  DeWitt Stern Designs Super Bowl-Related Cancellation Policy for NY Metro Area

  By Chad Hemenway, PropertyCasualty360.com  |  May 15, 2013

  Insurance brokerage DeWitt Stern has come up with a way for businesses looking for a big payday from the 2014 Super Bowl to protect expected revenues.

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  4 Lessons to School Millennials on Renters' Insurance

  By Gayle O'Connell  |  May 15, 2013

  Insurance agents and brokers are perfectly positioned to help correct the misconceptions of millennial renters.

• Maryland Law Slams Door on Shady Contractors

  By Christina Bramlet, PropertyCasualty360.com  |  May 3, 2013

  A new law signed by Gov. O'Malley forbids contractors from offering homeowners a rebate on insurance deductibles.

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  ACE Sneak Peek: Post-Sandy Claims Management Issues

  By Ezra Steinberg  |  May 2, 2013

  Post-Sandy claims management lessons will prove invaluable when handling next "superstorm."

• Sam Goldwyn Was Right

  By Barry Zalma  |  May 1, 2013

  Sam Goldwyn, one of the founders of Metro-Goldwyn-Meyer (MGM), was reported to have once said, “Your oral contract ain’t worth the paper it’s printed on.” It’s a lesson that should be hung on the wall of every insurance agent and broker. Although binders evidencing an insurance policy can be oral,...

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  'Little' FTC Acts

  By Matthew S. Marrone, Esq.  |  May 1, 2013

  Most states have consumer protection laws, and courts across the country have debated whether such laws should apply to licensed professionals, including insurance producers.

• The Parameters of Flood Insurance

  By Christine G. Barlow  |  May 1, 2013

  A family's shed is destroyed by a river of mud. Is it covered? Test your knowledge of water exclusions before hurricane season begins.

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  The Parameters of Flood Insurance

  By Christine G. Barlow  |  April 15, 2013

  A family's shed is destroyed by a river of mud. Is it covered? Test your knowledge of water exclusions just in time for disaster season.

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  Insurance Industry Closely Watches Proposed Firearms Liability Laws

  By Bonnie Cavanaugh, PropertyCasulaty360.com  |  April 12, 2013

  Legislators from the federal government to the state level have been vocalizing their request for improved gun control, but does the insurance industry have a role?

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  NY Court: No Duty to Read

  By Richard Mintzer,CLU  |  April 1, 2013

  A recent court decision in New York State substantially eliminates the duty of an insured to read the policy as a positive defense. In light of this decision, how do insurance producers and insurance agencies protect themselves? How can agents prove that clients understand their policies?

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  Producer Profiles: March 2013

  By Staff Writer  |  March 25, 2013

  Six insurance professionals from Ohio, Illinois, New York, California, Idaho and Virginia offer career advice and describe why they love serving as agents

• The Horton Group: Giving Retail Clients A Heads-Up

  By Bonnie Cavanaugh  |  March 20, 2013

  The biggest concerns among retailers in the current economy are Workers’ Comp, getting added value from their insurance agency and loss control, says Paul Sabatino, vice president of The Horton Group in Orland Park, Ill.

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  Got Yacht? Watch for These 4 Coverage Issues

  By Branden Helton  |  March 13, 2013

  Boat sales, including yachts, rose 10 percent last year. But while yachts yield big premiums, they involve unique exposures. Learn how to keep your clients afloat with these tips.

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  Inventory That Bling: Establishing Accurate Replacement Values

  By Dan Farrell  |  March 5, 2013

  Insurers and claimants must partner to ensure jewelry is sufficiently valued, should replacement ever need to take place. This documentation is key...

• Water: The Oldest Means of Transportation

  By Ken Brownlee, CPCU  |  February 25, 2013

  Adjusters must be prepared to handle water transportation claims, whether they involve a bass boat with an out-board motor or an oil tanker with a multi-million dollar cargo.

• Judge Rules for Cincinnati Insurance in Penn. Defective Drywall Case

  By Phil Gusman, PropertyCasualty360.com  |  February 25, 2013

  A district-court judge in Pennsylvania has ruled that a series of claims against Devon International amounts to a single occurrence under state law, and therefore triggers only one insurance policy with Cincinnati Insurance Co.