homeowners-insurance market

• Moody’s: USAA Texas HO Rate Increases to Help Manage Rising Claims

  By Phil Gusman, PropertyCasualty360.com  |  January 18, 2012

  Plans by United Services Automobile Association to raise homeowners-insurance rates in Texas for the third time in the past 12 months, combined with similar rate increases by other insurers, boost the prospects of carriers in the state keeping pace with projected elevated claim costs, according to Moody’s Investors Service.

• Nearly 17,000 Claims Filed So Far From Joplin Tornado

  By Staff Writer  |  June 8, 2011

  As of June 1, major insurance companies in the Joplin area have received nearly 17,000 claims from the tornado that ripped through the area last month.

• La. Depopulation Program Shrinks Last-Resort Policy Count

  By Chad Hemenway, PropertyCasualty360.com  |  November 23, 2010

  The most recent round of policy assumptions from Louisiana's last-resort insurer could mean the state-run entity has slipped to the fifth or sixth largest homeowners insurer in the state.

• I.I.I.'s Hartwig Responds to Professor on Policy Transparency

  By Susanne Sclafane, PropertyCasualty360.com  |  October 28, 2010

  The leader of an insurance industry organization responded to a National Underwriter opinion piece, authored by a university professor, calling for greater transparency in homeowners insurance.

• I.I.I.'s Hartwig Responds To Prof. On Policy Transparency

  By Susanne Sclafane, PropertyCasualty360.com  |  October 27, 2010

  The leader of an insurance industry organization responded to a National Underwriter opinion piece, authored by a university professor, calling for greater transparency in homeowners insurance.

• Policy Transparency, Coverage Floors Needed For Homeowners

  By Daniel Schwarcz  |  October 25, 2010

  A recent op-ed by Robert Hartwig, president of the Insurance Information Institute, misconstrues my research and recent testimony I gave at the National Association of Insurance Commissioners Consumer Liaison meeting in Seattle in August.

• Greater Choice Key To Homeowners Market

  By Robert P. Hartwig, Ph.d.  |  October 11, 2010

  What the U.S. homeowners insurance market urgently needs is greater policy form standardization, with insurers taking their cues from independent rating organizations rather than their own underwriters.

• Financial Reform Should Eye Insurance Redlining

  By Gregory D. Squires  |  August 30, 2010

  The Dodd-Frank Wall Street Reform and Consumer Protection Act signed into law by President Obama is a direct response to a financial crisis that started with predatory lending targeted at minority communities.

• Service Provider Makes The Case For Direct Repair Homeowners Option

  By Guy Hoffman  |  June 28, 2010

  In today's economy, consumers are looking for more value than ever before, whether they are buying a car, dining out or choosing personal lines insurance

• Stagnant Homeowners Market Prompts Shift To Retention Strategy

  By Chad Hemenway, PropertyCasualty360.com  |  June 28, 2010

  The homeowners insurance sector is in a "ride it out" mode, according to one industry expert.