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Insurers now issue stricter policy language and insert more sub-limits and exclusions into cyber coverage.

Declining premium revenues, lower rates, underwriting volatility and litigation led to this hardening, Fitch Ratings says.

The U.S. surplus lines market has seen double-digit growth in recent years for a reason: It's a reliable solution.

The sector's success is largely pegged to a favorable pricing environment and growing demand from hard to place risks.

The country's natural catastrophe insurance pool reportedly has a limit of $275 million in excess of $25 million.

State Farm is expected to maintain its leading market share in California even without writing new business, according to Fitch Ratings.

The NCCI reported the sector had a combined ratio of 84 in 2022, marking the sixth consecutive year with a combined ratio below 90.

The latest report from J.D. Power shows auto insurance shopping is up YoY – driven by increasing premiums.