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Insurance companies are in a unique and powerful position to influence behaviors.

The effects of climate change are putting some states that have historically had lower premiums in the line of fire for more frequent and severe weather events.

The U.S. currently experiences the worst losses, about $97 billion annually, due to its disproportionate share of insured assets.

Review how home insurance rates play a role in the push for more flood-resistant communities.

The state insurance commissioner called the proposed increase 'excessive and unfairly discriminatory.'

FEMA has updated its policy in order to fill the home insurance gap and aid disaster victims faster.

Coastal properties could face rate increases as high as 99%, according to the state insurance commissioner.

Recent reforms, which are more for homeowners, are a step in the right direction, but it's not close to solving the crisis.