Charles L. Ruoff

• Rating Agencies Call MBIA Settlement Positive

  By Mark E. Ruquet, PropertyCasualty360.com  |  May 9, 2013

  Just when it looked like bond insurer MBIA was on the ropes it came through with a settlement that is getting the thumbs up from industry observers.

• Commercial Rates Rising, but Defying Traditional Market Cycle

  By Mark E. Ruquet, PropertyCasualty360.com  |  September 10, 2012

  The property and casualty insurance market continues to achieve single-digit rate increases but analysts maintain there is little indication drivers are in place for a shift to a hard market.

• Reinsurers See Some Relief in 2011 Results Despite Losses

  By Mark E. Ruquet, PropertyCasualty360.com  |  April 3, 2012

  Despite the heavy claim activity experienced in 2011, reinsurers are breathing a sigh of relief as early results for the year come in, especially in the United States where Berkshire Hathaway buoyed overall results for last year, reports suggest.

• CFA Report: Good Points on Bad Data?

  By Mark E. Ruquet  |  March 1, 2012

  Longtime insurance veteran Charles L. Ruoff, president of the consulting firm CR Market Strategies Inc., says a recent report from the Consumer Federation of America (CFA) raises some valid points concerning a shrinking marketplace and the need for the industry to take on more risk, such as flood coverage. (Released...

• Florida PIP Bill Heads to House Floor

  By Chad Hemenway, PropertyCasualty360.com  |  February 24, 2012

  The Florida House Economic Affairs Committee has advanced legislation to reform the state’s no-fault, personal injury protection program.

• CFA Report Makes Good Points Based on Bad Data

  By Mark E. Ruquet, PropertyCasualty360.com  |  February 24, 2012

  A report from the Consumer Federation of America critical of the homeowners-insurance marketplace raises some good points, but is based on erroneous data, says an industry consultant.

• Industry Seeing Rate Increases, But Market Swing Not Expected Yet

  By Mark E. Ruquet, PropertyCasualty360.com, Chad Hemenway, PropertyCasualty360.com  |  July 29, 2011

  While there are doubts about whether the property and casualty insurance industry is getting set to enter a hard-market cycle, it increasingly looks like rates are beginning to stabilize in many lines, according to observations by an industry report and some chief executives.

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  Market Swing Delayed To 2013?

  By Mark E. Ruquet, PropertyCasualty360.com  |  July 25, 2011

  The property and casualty industry’s figures may not be as bad as some believe, and because of that a change in the soft-market direction may be delayed until the beginning of 2013, says an industry consultant.

• U.S. Reinsurance Could Be a Good Buy, or Hard-Market Indicator

  By Mark E. Ruquet, PropertyCasualty360.com  |  June 17, 2011

  Reinsurance carriers are either a great stock to buy or an indicator of a hard-market turn, depending on how catastrophes shake out this hurricane season, say experts.

• Analysts Say Markets Primed For Increases

  By Mark E. Ruquet, PropertyCasualty360.com  |  April 11, 2011

  Some analysts say a combination of factors is conspiring to make rate increases for both commercial and personal lines inevitable, possibly by the beginning of next year.

• Analysts Say Markets Primed For Increases

  By Mark E. Ruquet, PropertyCasualty360.com  |  April 7, 2011

  Analysts say a combination of factors is conspiring to make rate increases for both commercial and personal lines inevitable, possibly by the beginning of next year.