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The proposal is part of California Insurance Commissioner Ricardo Lara's goal to enact insurance reform during 2024.
The former agent's husband also had his license revoked by the California Department of Insurance.
The California family filed over 40 bogus auto claims and collected nearly $200k in payouts.
Home surveillance cameras caught a terrible (and terribly planned) T-bone accident in a residential neighborhood.
The agent is facing 27 counts including grand theft and forgery for stealing from at least 10 small businesses.
The company's office manager is also accused of multiple felonies for her role in the scheme.
Topa Insurance was fined $2.1 million over an allegation that more than two dozen auto claims were mishandled.
The proposed reforms show a sea change from where the California Department of Insurance was six months ago.
The order tasks the insurance commissioner with improving the rate approval process, a long-time sticking point with carriers in the state.
The one-year moratorium will impact more than 15,000 policyholders in Del Norte and Siskiyou counties.
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