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When subrogation potential exists, recovering large losses is imperative to a carrier's bottom line. Yet often these losses can present the most challenges to subrogation efforts.

Technology once only seen in the movies has moved from the big screen to reality and insurers are using it to their advantage.

News from Hanover Insurance Group, mergers with NFP, new AIG personal insurance division CEO and more insights from the insurance industry.

As in previous years, our December issue offers a retrospective of the topics we covered over these past 12 months. We provided extensive coverage on property insurance, legislative and regulatory actions, workers' compensation, excess and surplus lines, agency management topics, health care, and many of the ancillary lines of coverage...

We haveliterally at our fingertipsaccess to a dizzying array of smart phones, iPads, apps, cloud computing, interactive software. Our only dilemma seems to be choosing the right technology at the right time.

The dismal economy has placed significant strains on the business community and, ultimately, the insurance industry. However, agencies can overcome these challenges with some creative strategies.

Astonish Results maintains that by using the right technology and embedding social media as a touchpoint for clients, agents can grow their books of business and improve retention levels.