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Rising auto insurance prices, higher unemployment and less household discretionary income are shaping insurance-consumer shopping preferences.

A court ruled on whether coverage applies to a golf cart that's owned by an insured but not listed in the auto policy.

This research indicates that U.S. households spend anywhere between 2% and 8% of their income on car insurance.

According to WalletHub, people with no credit pay 67% more for car insurance than people with excellent credit.

An analysis by 24/7 Wall St. found many of the cars that are the least expensive to insure are small to midsize SUVs.

Individual state laws may impact what types of exclusions are named in an insured's auto policy.