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Topa Insurance was fined $2.1 million over an allegation that more than two dozen auto claims were mishandled.

While auto claims frequency in the United States has decreased over the last several years, claims severity has continued to climb.

At its peak, 26 states had adopted no-fault insurance laws in some form. Today that number stands at 12.

The NHTSA reported that people not directly involved in crashes pay roughly three-quarters of all crash costs.

Among policyholders that filed a claim in the past five years, 40% had an event where the policy did not respond as they had expected.

The ruling is a win for insurance companies after the state appellate judges rejected a challenge to an auto insurer's "limit of protection" clause.

Inflation and growing accident frequency & severity are expected to continue pushing up costs for policyholders and auto insurers alike.

Researchers wanted to know which U.S. states have the dubious honor of being expensive places for fatal crashes.