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Floridians pay some of the highest insurance premiums in the country and it is one of the most fraud-prone states in the nation.

A South Florida appeals court reversed a trial court ruling involving a crash case stemming from an accident that occurred 18 years ago.

"In order to hold in the manner in which you're arguing we would have to read 'purchase' to mean any change in coverage," said Justice Christine Donohue, who sits on the Pennsylvania Supreme Court bench.

Both cases in this appeal were based on policy language that excluded UM coverage for pedestrians struck by a hit-and-run vehicle because a pedestrian, by definition, cannot occupy a covered vehicle.

Some 80% of policyholders said there are aspects of their home and auto policies that they want to learn more about or understand better.

The best-rated companies are those that embraced digital tools to offer experiences modern consumers demand, Forbes reports.

Bundling is an attractive option, but there are factors to consider when deciding whether it's best to keep your insurance policies with one carrier.

Much like a Mastercard Black Card, policies for high-value homes come with perks such as no-cost home inspections and employment practice liability options.