American Educational Institute

• Reforming Insurance Policies

  By Staff Writer  |  October 12, 2010

  A policy can be reformed if it can be proved that there was a mutual mistake about its terms. In granting reformation based on mutual mistake, a court does not create a new agreement, it only enforces the terms of the policy as the parties intended.

• One Occurrence or More?

  By Staff Writer  |  February 23, 2010

  Whether a claim involves an auto or a general liability policy, a question can arise about the number of occurrences. Depending on the facts and the policy language, this can have a significant effect on exposure.