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The decision will affect 12,556 policies with premiums of $11.3 million.

Healthy Paws launched in 2009 and currently covers more than half a million dogs and cats in the U.S.

Around 13% of California homeowners worry about losing coverage, according to real estate site Redfin.

The results underscore the industry's ongoing hard market conditions.

The four face up to 10 years in jail if convicted on all charges.

Insurers now issue stricter policy language and insert more sub-limits and exclusions into cyber coverage.

Analysis of auto insurance customer inquiries combined with national arrest and population data uncovers highest-risk states for at-fault car accidents.

Homeowners in the Golden State must navigate insurance instability and uncertainty with care.