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Washington Street, LLC sued Nationwide for bad faith, alleging the carrier deliberately and unreasonably delayed policy payments after a building fire.

The family says the training school that sold them the dog failed to relay how vicious it was.

Pennsylvania law addresses these negative interactions through both civil and criminal statutes, as well as regulation of the insurance industry when it comes to specific restrictions.

"For a verdict to be 10 times the policy limits, that is just completely unacceptable," said Pansini Law Group managing partner Michael Pansini.

When multiple lawsuits are filed and policy limits will be insufficient to settle all the claims or pay for all potential judgments, unique questions arise.

The answer may not be as clear as the headlines have portrayed.

At the forefront of this re-evaluation is the household exclusion, which a court found violated state law.

The no-fault system is rife for fraudsters' exploitation and leaves the injured on the hook for unpaid medical bills and lost wages.