Property Casualty 360

Habitational Insurance

Habitational insurance—coverage for owners of condos, apartment buildings and other multi-unit dwellings—has a number of unique characteristics that buyers, brokers and agents must understand to address all the risks inherent to this line. The world of habitational insurance includes (custom) boiler & machinery policies, environmental-impairment liability (don't make the mistake of assuming mold is covered under general liability)—and even coverage for meth labs. This special section dedicated to habitational insurance will keep you informed about the key trends with interviews with experts, white papers, recommended resources, featured reports and the latest news.

Head of the Line

Peter Romano

Senior VP & Department
Manager Lockton Cos.

Umbrella protection offers habitational clients a good night's rest
David Golden

Sr. Director of Commercial
Lines Property Casualty Insurers Association
of America

A new tort definition could be costly for homeowners' associations

Featured Report

State of the Market: Key Trends in Habitatational Insurance

When selling habitational insurance-the line that offers coverage for owners of condos, apartment buildings and other multi-unit dwellings-one of the crucial mistakes an agent or broker can make is assuming that all equipment-breakdown coverage is alike.