Scott Amussen

About the Author

Scott Amussen

Scott Amussen is an assistant vice president at Xactware and is responsible for 360Value, its replacement-cost estimation system. He may be contacted at jsamussen@xactware.com.

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  3 Tips to Real Replacement Costs

  By Scott Amussen  |  July 6, 2011

  For most homeowners, the risk of not insuring the property to its full replacement value is too great. Here are three strategies agents can use to help ensure that coverage reflects real replacement costs independent of the home’s market value.

• Catastrophe Risk Management at the Point of Underwriting

  By Scott Amussen , Bill Churney  |  May 31, 2011

  While Florida insurers have long used catastrophe models to assess portfolio-level catastrophe risk, leading carriers assess catastrophe risk before the policy is underwritten. Incorporating catastrophe modeling into the underwriting process is easier than most assume.