Insights for the Insurance Professional
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Barriers to online access can create liability risks under the Americans with Disabilities Act. Insurance pros should add 'website accessibility' to their risk checklists.
ROR letters are not outright denials, but they may include partial denials as to certain items in a claim.
In this case analysis, if it is a 'special relationship,' as many courts term a high degree of dependence, then a duty to advise can...
Contact your E&O insurance carrier to discuss the situation in order to protect yourself.
Indiana court considers when insurance agents and brokers have an additional duty of care to counsel clients.
Can agents and brokers be liable to strangers, that is, people and businesses with whom they have no relationship at all, who never paid a...
Insurance professionals spend time looking for ways to avoid errors and omissions exposures. They are careful to hire the right people, provide training and put...
The best defense is the one you never need. The second-best defense is the one someone else pays.
For insurance agents and brokers, the customer relationship is the lifeblood of the business, the quality that keeps policyholders coming back year after policy year....
Voss v. Netherlands Insurance squarely tackles the issue of "special relationships."
Along the continuum of ethical duties to customers, insurance professionals fall somewhere between the extremes of “complete stranger” and “conservator.” It is both a sliding...
Consumers of mass-produced products are accustomed to seeing guidance on packaging and instruction manuals. But where are the users’ guides to insurance policies?
One size does not fit all—true when applied to shoes and also to insurance policies. We know that clients come in all shapes and sizes,...
Agents for insurance companies may not be secret ones, but insurance and secret agents both take names and issue numbers. Policy numbers.
Juliet had it right: “What’s in a name?” she rhetorically asks in Shakespeare’s play. “What’s Montague? It is nor hand, nor foot, nor arm, nor...
Agents must educate, be educated, when selling variable annuities under new rules.
NRRA gaps and inconsistent state laws leave surplus lines brokers in limbo.
Another look at how to protect against these human disasters
Clients to brokers to insurers who wreak havoc on your bottom line
State Farm will reduce its rate request for rental dwelling policies in California by an average of 40 percent in 2017.
Waves of DDoS attacks shut down swatches of the internet on Friday, prompting the need for the insurance industry to issue standard cyber liability coverage forms.