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When communication suffers and an employer’s injuries aren’t managed effectively, the result is that premiums go up, the experience mod goes up and profits plummet.
With widespread rate increases, companies in many states will write bigger checks for workers' comp, even if business hasn’t grown substantially. Here's why.
Like a parent with a child, dealing with an injured employee requires compassion, but also firmness. Skilled claims managers know how to communicate expectations to...
How certain drugs are prescribed and then dispensed are a major concern to employers and P&C insurers alike.
The U.S. workforce is getting older; people are retiring later in life than ever before. And this trend has been a major concern for those...
Whether an employer adopts an integrated approach to RTW or a traditional one, it will face various challenges in minimizing claims costs and worker absences.
New workers' comp claims research shows a substantial cost difference between younger and older workers, but the split isn’t necessarily where one would expect.
Establishing a culture of injury prevention helps minimize costs, as does building a relationship with a reputable medical provider.
Who qualifies now as an "older worker," and are they really more prone to expensive, severe injuries? The answers may surprise you.
Accidents caused by negligent third parties are some of the most difficult to prevent and they can be traumatic for the injured employee and the...
A lot of information about the upcoming changes to the NCCI experience rating formula is floating around. Let's explore the true nature of the change.
Neither the size nor the complexity of the employer’s program matters. Any agent that knows these rules can seize the opportunity to help.
With the two largest rating bureaus making big changes in the workers' comp arena, agents’ chances to outsmart the competition have perhaps never been better.
Workers’ compensation is a game of rules. Like all other games—from Monopoly to football—if you don’t know the rules, you’re going to find it difficult...
Fearing they may lose work, some sub-contractors are seeking ways to manipulate their experience mod.
Workers’ compensation, like no other insurance coverage, provides agents with the unique opportunity to monetize their value. Here’s how it can work.
Why do most insurance agencies totally ignore the most important day of the year for workers’ compensation? And I'm not talking about the renewal date.
Many agents are not fully aware of the enormous influence the experience modification plays and, more importantly, how to help a client manage it to...
This 14-point workers’ compensation checklist can help you determine if you are doing all you can to safeguard your company and your employees.
Problems experienced by internet users across the Eastern U.S. appear to have eased, with most sites back online after web-hosting services were invaded by hackers.
Waves of DDoS attacks shut down swatches of the internet on Friday, prompting the need for the insurance industry to issue standard cyber liability coverage forms.