Florida Underwriter September 2011

Cover Story

Keeping What’s Yours

For today's business owners, simply running the day-to-day operations and enticing money-conscious consumers to their shops consumes a significant amount of their focus. However, protecting that revenue stream is as important as creating it.

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From the Editor

CFO Atwater on the Big Three: Workers’ Comp, Citizens, and PIP

By Joan E. Collier, PropertyCasualty360.com

A candid discussion with CFO Jeff Atwater reveals his thoughts and opinions on proposed rate hikes for workers’ compensation and Citizens Property Insurance Corp., and the problems with PIP.

Features

Reviewing Florida’s Reinspection Program

By Scott Koedel

Two years ago, in an article for Florida Underwriter, Scott Koedel expressed a dim view of the accuracy of many inspections in the windstorm mitigation credit program. Does his reinspection of the program lead him to a more favorable outlook?
Is Citizens’ Rate Hike Backlash a Case of Buyer’s Remorse With SB 408?

By Christine Jordan Sexton

During the legislative session, lawmakers vowed that they were finally taking the necessary steps to start fixing the state’s battered property insurance market. Now, just a few months later, they are backpedaling from some of those decisions.
The Health Care Reform Revolution–Where Are We Now?

By Carol Taylor

A little more than a year ago, the 2,700-page Patient Protection and Affordable Care Act became law. The intervening months have been filled with lawsuits, court decisions, commentary, and wrangling for position. A benefit compliance expert talks about where things stand now.
Agency Perpetuation From the Lender’s Perspective

By Robert J. Pettinicchi

Ready to reap your reward? A well-conceived and properly executed perpetuation plan is a great mechanism for harvesting the value generated through the ownership of an insurance agency. Here’s how to do it.