Paging Summer! Reading for the Beach and Beyond

By Joan E. Collier, PropertyCasualty360.com

Our August issue is jam-packed with a wide range of insurance topics from property insurance to workers’ compensation to health reform to surplus lines to office technology. Think of it as our summer reading gift to you.

In My Opinion

By Kevin McCarty

In the wake of Dodd-Frank and NRRA, states are considering two different agreements, NIMA and SLIMPACT. Florida, with nearly $15 to $20 million in annual tax revenues at stake, has elected to go with NIMA. Florida’s insurance commissioner tells us why.

Examining the Benefits of Benefit Programs

By Barbara Rennard

As health care costs continue to rise and employees are asked to shoulder more of the out-of-pocket expenses, voluntary products can help mitigate the burden. The savvy broker can create a reliable income stream by matching the right voluntary benefits to the right employer.

Major Changes Ahead for Medicaid

By Richard J. Fidei, Esq., Katherine S. Webb, Timothy Fordham Stanfield

During its 2011 session the Florida Legislature passed HB 7107, a landmark Medicaid reform act that will convert Florida’s Medicaid system from a traditional fee-for-service system to one primarily based upon managed care plans. The time for managed care entities to “get with the program” is now.

Getting the Word Out on Subrogation

By Lynne McChristian

Subrogation is an unfamiliar word to policyholders, but that doesn’t mean we shouldn’t use it. In fact, it is a word we should use often, along with an explanation of how and why it works and the benefits to policyholders.

Florida’s Largest Carrier Could Be Privatized

By Gary Fineout

Some people are so frustrated that state lawmakers have been unwilling to make major changes to Citizens Property Insurance Corp. that they want legislators to consider privatizing part of the company. Will that cause a storm of controversy?

Florida By The Numbers

Obesity: Workers’ Comp’s Big Problem

By Stephen J. Klingel

As any casual observer of the news knows, the incidence of obesity in the U.S. is growing dramatically. And intuitively, the implications of this trend for workers’ compensation are disturbing.

Sexual Assaults at Work: When Can the Employer Be Held Liable?

By Michael L. Forte

If one of your employees sexually assaults someone on the job, is your company liable? The answer depends on the extent to which the company created the opportunity for the assault to occur.

Proactively Managing Long-Term Claims

By Kevin T. Glennon

Employers and other workers’ compensation/disability management payers tend to become complacent about long-term, complex claims. This is a dangerous and expensive strategy.

Maximizing Your Surveillance ROI

By Steve Cassell

Carriers and TPAs spend more than $100 million a year on surveillance to evaluate the legitimacy of insurance claims.