Florida Underwriter

August 2011

From the Editor

Features

  • In My Opinion

    In the wake of Dodd-Frank and NRRA, states are considering two different agreements, NIMA and SLIMPACT. Florida, with nearly $15 to $20 million in annual tax revenues at stake, has elected to go with NIMA. Florida’s insurance commissioner tells us why.

  • Examining the Benefits of Benefit Programs

    As health care costs continue to rise and employees are asked to shoulder more of the out-of-pocket expenses, voluntary products can help mitigate the burden. The savvy broker can create a reliable income stream by matching the right voluntary benefits to the right employer.

  • Major Changes Ahead for Medicaid

    During its 2011 session the Florida Legislature passed HB 7107, a landmark Medicaid reform act that will convert Florida’s Medicaid system from a traditional fee-for-service system to one primarily based upon managed care plans. The time for managed care entities to “get with the program” is now.

They Say, Hearsay, and We Say

  • Getting the Word Out on Subrogation

    Subrogation is an unfamiliar word to policyholders, but that doesn’t mean we shouldn’t use it. In fact, it is a word we should use often, along with an explanation of how and why it works and the benefits to policyholders.

Capital Report

  • Florida’s Largest Carrier Could Be Privatized

    Some people are so frustrated that state lawmakers have been unwilling to make major changes to Citizens Property Insurance Corp. that they want legislators to consider privatizing part of the company. Will that cause a storm of controversy?

Florida By the Numbers

FWCI

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