Florida Underwriter July 2010
Cover Story
E&S Feeling Squeezed
E&S has historically been able to move independently from other financial service sectors. A downturn in the economy often has led to strengthened pricing as insurers tightened their underwriting guidelines.
Features
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Election Could Change Property Market
The fate of Florida's fragile property insurance market may depend heavily on what happens in the next round of elections in the Sunshine State.
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Oil Spill Provides a Teachable Moment for Our Industry
Insurance losses from the explosion and sinking of the Deepwater Horizon oil well are expected to be the largest ever for global offshore energy insurance and reinsurance markets. As claims mount, the public is saying, "Show us the money."
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Q&A With Robert Gofourth of Citizens
As the enterprise risk manager (ERM), for Citizens Property Insurance Corp., Robert Gofourth's job places him at ground zero throughout the year, not just during hurricane season.
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The Reinsurance World Looks to the Sunshine State
A recent survey by the Reinsurance Association of America (RAA) showed negative movement across two critical indicators within the reinsurance marketplace.
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Writing Employee Benefit Plans in the New Normal
The only thing certain about the future of the employee benefits market today is uncertainty. The marketplace is a work in progress due to the Patient Protection and Affordable Care Act recently enacted by Congress.
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Resolving Insurance Claim Issues Outside of Court
When claim disputes arise between insurers, the disagreements can become heated, jeopardizing critical working relationships as the lawyers gear up for battle.
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What's New with Medicare Set-Asides?
Under the Medicare Secondary Payer Act, Medicare is always secondary to workers' compensation and other insurance such as no-fault and liability insurance.
From the Editor
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Open Mouth, Insert Foot
"I'd like my life back." Oh, my goodness. You could almost hear the collective gasp of every journalist, PR person, and blogger when BP CEO Tony Hayward uttered those words on May 30.
People
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Florida Insurance Council Seats New Board
Humana, Inc., Government Relations Regional Director Harry Spring has been elected chair of the Florida Insurance Council (FIC) for a one-year term.
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John Gibson Named CEO at AlphaStaff
John Gibson has been named chief executive officer of AlphaStaff Group, Inc., one of the nation's largest professional employer organizations. He also will serve as a member of the board of directors.
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Deborah Alvord Earns CPCU
Deborah Alvord, director of TPA services at CatMan Do, Inc., has been awarded the professional insurance designation Chartered Property Casualty Underwriter by the American Institute for CPCU.
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Barden Joins AUL as Southeast Sales Director
American United Life Insurance Co. (AUL), a OneAmerica company, has appointed Donald W. Barden to the position of Southeast regional sales director in the Atlanta retirement services office.
