Florida Underwriter February 2010
Cover Story
E&S Experts Predict a Continuing Soft Market
From E&S brokers to retail agents, domestic carriers and the London market syndicate, there is universal agreement that the current market is soft, has been soft for some time, and will remain soft through at least a portion of 2010.
Features
-
Explaining the Pitfalls of Underinsurance
Policyholders do not understand how the claims process works when the homeowner has less-than-full coverage on his property. It's time for a math lesson.
-
One More Challenge in the Great Recession
There has long been a prevailing theory in the disability income (DI) industry that during recessionary economic times, it is easier for consumers to see the real impact of a loss of income.
-
Claims Audit Could Spark Legislative Battle
A state audit released in January could spark a fierce legislative battle this spring and raises additional concerns about the viability of both Citizens Property Insurance Corp. and the Florida Hurricane Catastrophe Fund (Cat Fund).
-
Evolution of the Environmental Risk Market
The unique aspects of the environmental insurance market, combined with constant change, make it a challenging coverage for most insurance professionals.
-
When Profits Present a Problem
The Florida Workers' Compensation Statute has had a long and storied history since it first appeared in 1935.
-
Annual Survey Reveals Difficult Times
A recent salary and workplace e-mail survey with Florida Underwriter readers produced a remarkably good return rate (more than double the industry average) and answers that were enlightening and, at times, surprising.
-
Unintended Consequences of Well-Intended Legislation
Florida has experienced unprecedented public adjuster involvement in first-party property insurance claims over the last several years.
-
STOLI - It's Not Dead Yet
CNN talk show host Larry King -- he of the ubiquitous and colorful suspenders -- is, by all accounts, pretty savvy
From the Editor
-
'Tis the Season in Tallahassee
We are fast approaching Springtime in Tallahassee and the annual pilgrimage of politicians, lobbyists, media pundits, and various interest groups to our unassuming state capital.
People
-
Insurance Committee Members Set for 2010 Session
The Florida 2010 regular legislative session convenes March 2 and is scheduled to adjourn on April 30.
Company Notes
-
New Insurance Product Offered for Foster Care, Adoption Agencies
Irwin Siegel Agency, Inc., (ISA) has developed a product to address the unique insurance and loss control issues facing foster care and adoption agencies.
-
New Program From LIG
LIG Marine Managers of St. Petersburg has launched a new workers' compensation Longshore and maritime employers liability program.
-
Healthesystems Earns Accreditation
Healthesystems, LLC, of Tampa has been awarded full accreditation for workers' compensation and P&C pharmacy benefits management from URAC...
Business Trends
-
Designing Benefits for the Generations
For most of us, understanding how to develop and promote superior benefits packages for today's age-diverse workforce is a bit like talking on the phone, texting on our PDAs, and checking e-mail on our laptops -- all at the same time.
