Claims Magazine October 2008
Cover Story
Checks and Balances
Each election year provides us with a reality check and a reminder that we all have choices and the power to effectuate change.
Features
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The Face of Catastrophe
The day was beautiful, without a cloud in the sky. By mid-afternoon, however, the sky had darkened and forecasters talked about the possibility of late afternoon and evening thunderstorms.
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Special Salvage Report
As part of a special section this month, Claims worked with several contributors to put together a salvage report that will inform claim professionals of the opportunities and expectations related to this industry.
Columns
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Graceful Exits
Whether the dearly departed was the weakest link or a strong performer, both departing workers share a common thread: an exit interview.
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The Chicken Never Knew What Hit It
The truth is that the ill-fated chicken crossed the road for much the same reason that most loss occurs: because it failed to recognize the risk(s).
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Protecting Adjusters from Fraud Traps
Adjusters face a significant problem when they encounter a claim where there exists a suspicion that the insured either contributed to the loss or has intentionally exaggerated the estimate of damages.
Departments
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Gustav, Ike Make for Busy Month
What had most insurers nervous, however, was whether Gustav would cause the kind of residential and commercial damage sustained when Hurricane Katrina hit almost three years ago to the day.
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What Happens to AIG Claimants?
The collapse of one of the world's insurance titans, the American International Group (AIG), has many people scrambling for answers.
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State Farm: No More Sectioning
Several months ago, State Farm stopped considering a vehicle repair procedure on its estimates.
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Speaking Of: Auto Appraisals
Independent Automotive Damage Appraisers, known throughout the appraisal realm simply as IADA, is an association committed to implementing the latest technologies to continue to reduce the cost of vehicle repairs.
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Considerations for Raising Driver Licensing Age
Findings indicate that licensing at later ages would substantially reduce crashes involving teen drivers. The same conclusion has been reached in other countries.
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Pimped-Out Rides Pose Hazards
Drivers adorning their cars with jewel-encrusted dice, fluffy steering wheel covers, or other car accessories may want to reconsider their automotive decor.
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Stepping into the Spotlight
Last month, a reader notified me in a clear and succinct way what he thought about one of our headlines: "You're an idiot," he wrote.
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