American Agent & Broker May 2008
Features
D&Oh-no: Will subprime fallout sour a competitive market?
How's the market for directors and officers (D&O) insurance? It all depends on whom you're talking to--and who your customer is. Increased litigation from the subprime meltdown has helped to create a bifurcated market, divided into
Features
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No excuses: EPLI isn't an emerging trend-it's emerged
An agent's primary selling point for hammering away at reluctant employment practices liability insurance prospects is succinctly summarized by Kristina Mason, management liability broker and marketing and corporate communications manager for
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International D&O insurance: Evolving risks and coverage structures
This feature is an excerpt from a September 2007 article by Michael P. Goldman, Deborah L. Cotton, James M. Pinkstaff and Patrick J. Harrison. In the constantly changing area of directors and officers liability, significant D&O exposures are no
Columns
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Policy Issues: Low auto limit means trouble down the road
Ah, here comes summertime! Days of newly mown lawns, the crack of a baseball bat, fun in the sun and teenagers out of school driving around like maniacs.Which, just like that, brings me to the personal auto policy and kids' cars. The basic
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For the Manager: Seeking growth advice? Don't forget to ask the cost
Some agencies are spending thousands and thousands of dollars to learn to sell more, increase retention, manage their producers and agencies better, hike agency value and so on. Agencies will spend $15,000 to $50,000 annually on consultants and
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What's Going On: A trip to the Hill and some industry changes
In early April the AAB crew joined independent agents and brokers in Washington, D.C. as they lobbied Capitol Hill with the Big I (see our Web site at www.agentandbroker.com for some video interviews from the conference).The topic on
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Agency Technology: Protect against ID theft by avoiding these mistakes
Compared with other challenges in our technological world, identity theft is a newcomer on the scene. As recently as five or 10 years ago, we felt relatively safe surfing the World Wide Web. Today, the threat of our identities falling into
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Strictly Sales: You think you hired a Superproducer. What's next?
You've spent hours poring over r?sum?s, interpreting psychological tests, checking references and interviewing candidates. You've finally come to a decision, made the offer and the candidate has accepted. You're convinced
Departments
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Down to Cases
Arizona high court decision means more litigation against agentsBecause malpractice claims are personal, courts will usually not allow them to be assigned to a third party. The Supreme Court of Arizona decided that the general rule does not apply to
