National Underwriter's Top 100 and Heads of the Lines lists — the data for which is provided by S&P Global Market Intelligence — today offer a look at which P&C groups are premium leaders in 11 key lines: Private Auto, Commercial Auto, Commercial Multiperil; Inland Marine; Workers' Compensation; Product Liability; Fire; Ocean Marine; Surety; D&O; and stand-alone Cybersecurity.
The rankings in nine of these individual lines (Commercial Auto, Inland Marine, Fire, etc.) reflect net premiums written (in $000s), with the exception of D&O stand-alone Cybersecurity — which are ranked by direct premiums written due to the fact that NAIC statements do not disclose net premiums written for those lines.
In the graphic below, click on the top bar showing the first market in the list ("Private Auto") to view results in the other 10 lines.
In perusing these individual product lines, what some might find striking is the amount of net premiums being garnered by two key players in writing stand-alone Cybersecurity: AIG and XL Group. In last year's rankings, AIG hadn't cracked the top five; this time, it leads the pack.
This week, we'll continue our comprehensive look at 2016's top performers in P&C with a look at the best (and worst) in industry combined ratios. Readers can also check out our previous reports on the Top 100 P&C groups and Top 100 P&C Carriers, both ranked by net premiums written; you will note that the lists are searchable, allowing readers to easily find a specific group's or company’s performance.
The entire Top 100 package is also featured in NU's July print edition.
The S&P Global Market Intelligence data featured here is derived from all U.S. companies that file with the National Association of Insurance Commissioners (NAIC).