In this Aug. 24, 2014, photo, pedestrians examine a crumbling facade following an earthquake at the Vintner's Collective tasting room in Napa, Calif. (Photo: Noah Berger/AP Photo)

We all have watched movies where we know tragedy could be lurking around the corner for a main character, but they are unaware of the potential disaster.

Watching consumers contemplate earthquake insurance can be a little like that for insurance professionals. However, unlike at the movies, with earthquake insurance we can actually provide a warning about the danger and help mitigate the damage if it occurs.


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