15 states and metro areas most vulnerable to ID theft and credit card fraud

Identity theft and credit card fraud take place every day in a variety of ways. However, residents in some states and large metropolitian areas are more vulnerable to identity theft than others. In 2014, there were 332,646 identity theft complaints in the U.S., according to data from the Federal Trade Commission (FTC). 

Most homeowners and renters policies provide coverage for theft of money or credit cards, according to the Insurance Information Institute. However, the amount of coverage is limited (usually $200 in cash and $50 on credit cards). Some companies now include coverage for identity theft as part of their homeowners insurance policy. Others sell it as either a stand-alone policy or as an endorsement to a homeowners or renters insurance policy which can run about $25-$50 annually.