What Florida agents need to know about burned lawn claims

When a property’s landscaping is in need of an infusion of green, what it usually gets is an infusion of chemicals. That vivid, uniform green of golf courses and manicured home lawns is the result of careful application of fertilizers, herbicides, and the care of landscape professionals. But sometimes lawns, trees, and shrubs get too much of a good thing. Plants can be burned by the application of too much or poorly mixed herbicides and nitrogen fertilizers.

This may sound like a purely aesthetic issue, but for insurance agents working with landscapers and pest control operators (PCOs), it is a serious concern. This is especially true in Florida, with year-round warmth and acres of verdant golf courses and lush lawns.