Study Quantifies Impact of Filing a Claim on Auto Insurance Rates

Drivers who file an auto insurance claim will see their rates climb by an average of 38% nationwide, while those who file two claims within a 12-month period can expect to pay nearly twice as much as claim-free drivers, a new report says.

By Bonnie Cavanaugh | Updated on December 17, 2013

The December 2013 study by Quadrant Information Systems looked at the average economic impact of filing various claims, and was commissioned by InsuranceQuotes after customer inquiries, says InsuranceQuotes Senior Analyst Laura Adams.

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