The holidays are a season of goodwill, but the hard truth is that we live in a litigious society and even the best-intentioned host may be on the line if food ends up undercooked or if a guest over-imbibes at the dinner table.
Even if you outsource your holiday prep to a caterer or a restaurant—as three quarters of homeowners have—you may still be responsible if a guest contracts salmonella or ends up in a roadside accident after a couple of toasts, says the Independent Insurance Agents & Brokers of America.
Know your laws and liability
If in doubt, throw it out
Don’t get loose with the booze