From the November 2012 issue of American Agent & Broker • Subscribe!

IQ: White Workers Get More Comp

Study uncovers racial discrepancy between workers' comp awards within the construction industry.

A study by researchers at the University of Illinois at Chicago School of Public Health found a disparity between white non-Hispanic construction workers and Hispanic or black construction workers when considering workers’ comp settlements. White non-Hispanic claimants were awarded approximately $6,000 more for similar injuries and disabilities as minority workers in the same industry.

Researchers compared medical records from the Illinois Dept. of Public Health with workers’ comp data from the Illinois Workers’ Comp Commission between 2000 and 2005. They evaluated a sample size of 1,039 cases and controlled for average weekly wage, injury type and severity, weeks of temporary disability and other factors that contribute to the final compensation decision.

The study offered two possible explanations for the disparity: systematic bias or prejudice within the system or a variance of understanding and knowledge of how the system works (what qualifies as a claim and how can it be litigated or disputed) within different ethnic groups.

Comments

Resource Library

View All »

Bring the Benefits of Decision Tree Analysis to Your Everyday...

In this on-demand webinar, learn how to counter the challenges of litigation with predictive analytics...

Learn and Apply the Secrets of Successful Businesses to Your...

What does it take to elevate your agency to be known as the best of...

Have you outgrown your QA system?

Your claims audit tools must handle organizational growth and changing best practices. Download the "25...

Complimentary Sales Closer Questionnaires for Commercial Residential Property Insurance

Help property owners or managers compare your commercial residential property insurance coverage vs. the competition....

The Latest Business Intelligence Capabilities to Reduce Costs and Enhance...

SIMS Insight is the advanced business intelligence module of SIMS Claims. Want more information? Download...

Top Trends in Roof Risk Mitigation

Get an in-depth look at the progression of the roof problem, including a four-step path...

When Banks Won't Help, Oak Street Funding Will.

Our commission-based loans are designed to help agents and brokers invest in their business, consolidate...

Home Run Leads are Here!

Our high quality leads will have you swinging for the fences and knocking your sales...

We Have Your New Formula for Success!

Your goal is to deliver maximum impact on those critical aspects of business that drive...

Complimentary White Paper: What Makes a House a Home?

The restoration vendor is the first person on site after a disaster strikes a home...

Workers' Comp Watch eNewsletter

Receive critical business insights into issues related to worker's comp insurance. Sign Up Now!

Advertisement. Closing in 15 seconds.