Underwriting Considerations

The Top 10 most-desired risk-quality characteristics

Calvin Beyer, head of manufacturing for Zurich North America Commercial’s customer industry segments, offers this list of the best practices it looks for at the companies whose Workers’ Compensation programs the carrier is considering covering.

  1. Top-down management commitment to productivity, quality, risk and safety
  2. Assigned responsibility for injury prevention and claims management
  3. Sprain/strain prevention
  4. Prompt reporting of claims and coordination with adjusters
  5. Partnership with occupational medical specialists
  6. Functional modified-duty return-to-work program
  7. Active safety supervision
  8. Root-cause analysis of incident with corrective actions
  9. Safety communications/employee recognition
10. Safety or risk-performance metrics

Featured Video

Most Recent Videos

Video Library ››

Top Story

PIA's national president was born to insure

Robert W. Hansen Jr., a fourth-generation insurance professional, reflects on what drives him to keep selling after more than 30 years in the business.

Top Story

Taiwan earthquake collapses two high-rises. Shoddy construction investigated

The Taiwanese government has ordered an investigation into a building's collapse, as images show tin cans built into the walls of the toppled complex.

More Resources

Comments

eNewsletter Sign Up

PropertyCasualty360 Daily eNews

Get P&C insurance news to stay ahead of the competition in one concise format - FREE. Sign Up Now!

Mobile Phone

Advertisement. Closing in 15 seconds.