Filed Under:Technology, Tech Management

Android App To Inventory Items Before the Storm

Insureds Log Contents So Adjusters Can Gauge Losses

The early March outbreak of tornadoes that whizzed through the southern U.S. and Ohio Valley region left homeowners stranded without roofs and contents that formerly helped fill happy homes.

In sifting through the rubble following such a disaster, claims adjusters must painstakingly piece together the reality that once was in order to accurately process the resultant property contents claims and speed the policyholder’s road to indemnity. This often involves relying on incomplete or non-existent home inventories, which obviously complicates matters for insureds and the claims professionals assisting them.

With this in mind, now offers “Save Your Booty,” an app for Android designed to facilitate the procurement of detailed home inventories. This means that insureds can log precious items before disaster strikes so that claims adjusters can later assess losses both accurately and quickly, the company says.

Contents losses can represent some of the most time-consuming and complex of all property claims, as they typically involve a dizzying array of disparate objects. Various technology tools are available to ease the adjusting process but, as is the case with many things, a little prevention goes a long way in driving optimal outcomes.

Instead of relying on policyholder to relay value estimates for items that have either been damaged or destroyed, adjusters can refer to inventories generated previously. Using the mobile app, users can scan any item with a barcode and then store a picture, serial number, retail value, and current value.

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