Filed Under:Agent Broker, E&S/Specialty Business

IQ: Hurricane-Prone States Skimp on Safety

Some hurricane-prone states are skimping when it comes to infrastructure safety. This news comes from a recent analysis of residential building codes in 18 Gulf of Mexico and Atlantic Coast states administered by the Insurance Institute for Business & Home Safety.

This assessment of individual states’ residential building code system measured three elements: code adaptation and enforcement, code official training and certification, and licensing requirements for construction trades.

Based on these factors, the 18 states were each assigned numerical safety values between 0 (unsafe) and 100 (safe). Of these, 13 states earned scores above 50:

  • Florida (95)
  • Virginia (95)
  • New Jersey (93)
  • Massachusetts (87)
  • South Carolina (84)
  • Connecticut (81)
  • North Carolina (81)
  • Rhode Island (78)
  • Louisiana (73)
  • Maryland (73)
  • Georgia (66)
  • Maine (64)
  • New York (60).

Five more states achieved scores less than 50 points:

  • New Hampshire (49)
  • Alabama (18)
  • Texas (18)
  • Delaware (17)
  • Mississippi (4).

Of the low-scoring states, none had enforcement officials. Alabama and Mississippi alike both additionally lacked a universally adopted safety code.


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