5Star Specialty Programs
Insurer(s): Lloyd’s and Darwin Select Insurance Co.
Type and size of desired risk: PLI and E&O insurance. Firms with two lawyers and above.
Special coverage features: Retentions as low as $10,000; $2 million layer limit.
Minimum premium: $10,000.
Coverage available in: All states.
For more information: Marketing, 5Star Specialty Programs, Melbourne, FL, 32940. 877-247-9772. Fax: 321-757-6147. marketing@5starsp.com, www.5starsp.com.
All Risks Ltd.
Insurer(s): Various carriers rated “A-”or better.
Type and size of desired risk: All firms welcome, no minimum of attorneys and no maximum. Can entertain all areas of practice, including harder to place AOP classes.
Special coverage features: Defense outside limits, no DPTA exclusion, network security, risk management services, crisis, expense, of counsel extension, death/disability ERP, individual ERP, aggregate deductibles.
Maximum limits: Per claim, $25 million; per aggregate, $25 million.
Minimum premium: Varies by carrier.
Coverage available in: All states.
For more information: Hollie Hobbie Degutis, All Risks Ltd., 10150 York Road, Fifth Floor, Hunt Valley, MD 21030. 800-366-5810. Fax: 410-828-8179. hhobbie@allrisks.com. www.allrisks.com.
AmWINS Group Inc.
Insurer(s): Various.
Type and size of desired risk: All.
Special coverage features: Admitted and non-admitted, defense costs outside (case by case), intellectual property, SEC, hard to place accounts.
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Coverage available in: All states.
For more information: Leslie McNeice, AmWINS Group Inc. 704-749-2891. Fax: 704-943-9000. marketing@amwins.com. www.amwins.com.
Aon Affinity Insurance Services Inc.
Insurer(s): Liberty Insurance Underwriters Inc., Carolina Casualty Co.
Type and size of desired risk: 1 to 25 size law firms.
Special coverage features: CEOL*, aggregate deductible*, loss only deductible*, defendants reimbursement, disciplinary reimbursement, free non practicing ERP* (*must qualify).
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Coverage available in: AR, AZ, CA, CO, CT, DE, IA, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, ND, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WI, WV, WY, DC.
For more information: Kathryn Marshall, Aon Affinity Insurance Services Inc., One Federal Street, Boston, MA 02110. Fax: 617-457-7797. Kathryn.marshall@aon.com, www.attorneys-advantage.com.
Atlantic Risk Specialists Inc.
Insurer(s): Travelers, Liberty, Ironshore, Colony, Mutual Marine, Lloyds, Beazley, Monitor, Markel, Chubb.
Type and size of desired risk: Various carriers “A” rated or better.
Special coverage features: Can consider all firms, no minimum and all AOP.
Maximum limits: Per claim, $20 million; aggregate, $20 million.
Minimum premium: $950.
Coverage available in: All states.
For more information: Jennifer Dumont; Atlantic Risk Specialists Inc., 8130 Lakewood Main Street Suite 207, Lakewood Ranch, FL 34202. 941-870-3125. Fax: 201-661-7816. jdumont@arspecialists.com, www.arspecialists.com.
Boston Insurance Brokerage Inc.
Insurer(s): Various.
Type and size of desired risk: All.
Special coverage features: Solo practitioners, small and large firms.
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Minimum premium: $1,000.
Coverage available in: All states.
For more information: Nick Creatore, ncreatore@bostonbrokerage.com; Jim Seward, jseward@bostonbrokerage.com; Boston Insurance Brokerage Inc., 24 Federal Street, Boston, MA 02110. 617-556-7000. Fax: 617-556-7070. www.bostonbrokerage.com.
Burns & Wilcox
Insurer(s): Argo Pro, Carolina Casualty, Admiral, Markel, Chubb, Kinsale, Chartis, Ironshore, James River, Axis, Lloyds of London
Type and size of desired risk: Solo firms and above. All areas of practice are open for review. From the most favorable (criminal defense) to high hazard (IP & plaintiff class action). Special coverage features: Defense costs outside the limits, security incident response sub-limits, aggregate deductible, defense for disciplinary proceedings reimbursement, cover for malicious prosecution, non practicing ERP.
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Minimum premium: $500.
Coverage available in: All states.
For more information: David Derigiotis, Burns & Wilcox, 30833 Northwestern Hwy, Farmington Hills, MI 48334. 248-539-6041. daderigiotis@burns-wilcox.com, www.burnsandwilcox.com.
CNA
Insurer(s): CNA.
Type and size of desired risk: Law firms of 35 lawyers or greater (smaller firm access controlled by a network of exclusive state administrators).
Special coverage features: CNA has the ability to offer coverage to well managed law firms for both primary and excess limits.
Maximum limits: Per claim, $10 million; aggregate, $20 million.
Coverage available in: All states.
For more information: Stuart Pattison, CNA, 40 Wall Street, New York, NY, 10005. 212-440-7447. Fax: 212-440-3409. Stuart.Pattison@CNA.com, www.CNA.com.
Crump Insurance Services Inc.
Insurer(s): Darwin National Assurance Co.
Type and size of desierd risk: 1 to 25 attorneys.
Special coverage features: Defense outside, full prior acts coverage, choice of defense, privacy liability option for qualifying firms.
Maximum limits: Per claim, $5 million; aggergate. $5 million.
Coverage available in: NJ.
For more information: Laura Sundquist, Crump Insurance Services Inc., 105 Eisenhower Parkway, Roseland, N.J., 07068. 973-461-2186. Fax: 9973-461-2196. laura.sundquist@crumpins.com. www.crumpins.com.
Continental Marmorstein & Malone
Insurer(s): Chubb Insurance Co., Evanston Insurance Co., General Star Insurance Co., Nautilus Insurance Co.
Type and size of desired risk: All types, all sizes.
Maximum limits: Per claim, $5 million; aggregate, $5 million.
Minimum premium: $1,500.
Coverage available in: CT, DE, NJ, NY and PA.
For more information: Bill Malone Jr.; Continental Marmorstein & Malone, 305 Route 17 South, Paramus, NJ 07652. 201-261-5100. Fax: 201-261-8922. bmalone@ca-group.com, www.ca-group.com.
Executive Perils Inc.
Insurer(s): Various.
Type and size of desired risk: Varies by carrier.
Special coverage features: Able to tailor coverage on a case by case basis. Admitted and non-admitted carriers. Defense outside available. Aggregate deductible, IP and other hard to place accounts. D&O and EPL also available.
Maximum limits: Per claim, $10 million; aggregate, $10 million- XS available.
Minimum premium: $2,500.
Coverage available in: All states.
For more information: Damien Magnuson; Executive Perils Inc., 11845 W. Olympic Blvd. #750, Los Angeles, CA 90064. 310-444-9333 x145. Fax: 310-444-9355. damienm@eperils.com, www.eperils.com.
Finest Laywers Advantage Group (FLAG)
Insurer(s): "A" rated carriers.
Type and size of desired risk: More than two attorneys.
Special coverage features: Each FLAG underwriters offers more than 20 years of experience in LPL. Flag has a home for firms with perfect records, as well as those with difficult loss experience or areas of practice.
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Minimum premium: $5,000.
Coverage available in: All states.
For more information: Mark Diette, Finest Lawyers Advantage Group, 84 Court St., Freehold, N.J., 07728. Fax: 732-577-8836. mdiette@flag-insurance.com. www.flag-insurance.com.
Herbert. H Landy Insurance Agency
Insurer(s): Various carriers “A” rated or better.
Type and size of desired risk: Firms of all sizes, solo attorneys and part-time attorneys.
Special coverage features: Claim expense in and out of the limit options.
Maximum limits: Per claim, $5,000,000; per aggregate, $5,000,000.
Coverage available in: All states.
For more information: John Torvi, The Herbert H. Landy Insurance Agency, 75 Second Ave., Needham, MA 02494. 800-336-5422. Fax: 800-344-5422. johnt@landy.com. www.landy.com.
Insurance Innovators Inc.
Insurer(s): Berkley, Pro Assurance, Colony, Beazley, Evanston.
Type and size of desired risk: All size firms.
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Minimum premium: $1,200.
Coverage available in: All states except AK and HI.
For more information: Insurance Innovators Inc., 130 S. Easton Road, Glenside, PA 19038. Sam Kravitz, 215-885-7300, sam@iiigroup.com. Devin Wright, 215-885-7300 x145, devinw@iiigroup.com. www.iiigroup.com.
J.M. Wilson
Insurer(s): Evanston.
Type and size of desired risk: Difficult to place two person or larger firms.
Special coverage features: Good market for unusual and/or hard to place risks.
Maximum limits: Per claim, $5 million; aggregate, $5 million.
Minimum premium: $7,500.
Coverage available in: AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI and WV.
For more information: Cathy Baldwin; J.M. Wilson, 8036 Moorsbridge Road, Portage, MI 49024. 800-282-8113. Fax: 269-327-2620. cbaldwin@jmwilson.com, www.jmwilson.com.
Metcom Excess
Insurer(s): Various carriers.
Type and size of desired risk: Small operations to large-size firms.
Special coverage features: Various.
Maximum limits: Per claim, $5 million; aggregate, $5 million.
Minimum premium: Depneds on size of firm.
Coverage available in: Licensed states.
For more information: Joanna Branceleoni, Metcom Excess, 245 Main St., PO Box 90, Ridgefield Park, NJ 07660. 800-521-1717 x433. Fax: 201-641-6566. jbranceleoni@mercomexcess.com. www.metcomexcess.com.
NIF Pro, a division of NIF Group
Insurer(s): All “A” rated carriers.
Type and size of desired risk: Any and all types of firms.
Maximum limits: Per claim, unlimited.
Minimum premium: $1,500.
Coverage available in: All states.
For more information: David Vicari; NIF Pro, a division of NIF Group, 30 Park Avenue, Manhasset, NY 11030. 516-365-7440. Fax: 516-365-9566. dvicari@nifgroup.com, www.nifgroup.com.
Quaker Special Risk
Insurer(s): Evanston, Genstar, Landmark American, Lloyds, Chubb, American Safety.
Type and size of desired risk: Difficult to place firms.
Maximum limits: Per claim, $5 million; aggregate, $5 million.
Minimum premium: $10,000.
Coverage available in: All states except KS, ND, OK and SD.
For more information: Frank Walsh; Quaker Special Risk, P.O. Box 1350, Eatontown, NJ 07724. 800-447-4180. Fax: 732-223-9072. fwalsh@qsr-insurance.com, www.QSR-insurance.com.
Russell Bond & Co.
Insurer(s): Various carriers rated “A-” or better.
Type and size of desired risk: Sole proprietor to 500+ law firms. All areas of practice can be considered.
Special coverage features: Can include retro cover, predecessor firms and pro-bono work. Defense outside limit and first dollar defense available.
Maximum limits: Per claim, $25 million; per aggregate $25 million.
Minimum premium: $900.
Coverage available in: AL, AZ, CA, CO, CT, DE, FL, GA, IA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MS, NC, NE, NH, NJ, NM, NV, NY, OH, PA, RI, SC, TN, TX, VA, VT, WA, DC.
For more information: Russell Bond & Co., 295 Main St., Suite 866, Buffalo, NY 14203. 800-333-7226. Fax: 800-677-6779. Tonya Hollederer, thollederer@russellbond.com; Tony Ambrose, aambrose@russellbond.com; Jackie Oddo, joddo@russellbond.com. www.russellbond.com.
S.H. Smith & Co. Inc.
Insurer(s): S.H. Smith & Co. Inc.
Type and size of desired risk: All sized firms with no limitation on the number of attorneys. We have markets for distressed law firms, as well as employed lawyers.
Special coverage features: “A” rated carriers. Broad definition of insured, professional services, expanded lawyers services and duty to defend. Claims made policy form. Coverage for publishing liability.
Maximum limits: Per claim, $10 million; aggregate, $10 million.
Minimum premium: $1,100 (depending on limits).
Coverage available in: All states.
For more information: Rene Magyar; S.H. Smith & Co. Inc., 1500 Church St., Hartford, CT 06103. 860-656-1310. Fax: 860-656-1110. mailto: rene_magyar@shsmith.com, www.shsmith.com.
Target Insurance Services
Insurer(s): The Hartford Financial Products.
Type and size of desired risk: 1 to 19 attorneys.
Special coverage features: Coverage for independent contractors and bar-related activities. Multiple ERP options, including free retirement tail for qualified applicants. Arbitration/mediation deductible reduction.
Maximum limits: Per claim, $5 million; aggregate, $5 million.
Minimum premium: $750.
Coverage available in: All states except HI, OR.
For more information: Shawna Reidy, Target Insurance Services, 40 Shuman Blvd., Naperville, IL 60563. 800-692-5752 x214. Fax: 630-961-0284. sreidy@target-capital.com. www.target-capital.com.
Tuscano Agency
Insurer(s): Various “A” rated admitted or non-admitted carriers.
Type and size of desired risk: All size firms.
Special coverage features: Varies by carrier but can include defense outside, aggregate deductible, disciplinary proceedings, crisis event, loss of earnings. Specializing in hard-to-place risks.
Maximum limits: Per claim, $10 million; per aggregate $10 million.
Minimum premium: $750.
Coverage available in: DE, FL, GA, IL, IN, MD, MI, NC, NJ, NY, OH, OK, PA, SC, TX, VA, WV.
For more information: Tim Hoelle, Tuscano Agency, PO Box 1027, Greensburg, PA 15601. 800-442-8063. Fax: 724-838-1433. tim@tuscano.com. www.tuscano.com.
Westrope
Insurer(s): Various admitted and non-admitted companies.
Coverage available in: All states.
For more information: P. Holderness; Westrope, 801 W. 47th Street Ste. 500, Kansas City, MO 64112. 816-842-8222. Fax: 816-842-3081. pholderness@westrope.com, www.westrope.com.
