Rockhill, with the support of their exclusive relationship with wholesale broker, All Risks, will provide a turn-key insurance solution for home health related exposures throughout the nation.
Highlights of the new Home Health program include:
- Low minimum premium
- General liability and professional liability policy combinations
- General liability limits: $1 million to $3 million
- Professional liability limits: $1 million to $3 million
- Excess layers up to $5 million
- Sexual/physical abuse coverage - full policy limits
- Occurrence and claims made available
- Defense costs outside the limit
- Hired and non-owned auto available
- Scheduled additional insured wording
- Incident sensitive coverage trigger
- Separate PL and GL towers
The program also includes a risk management platform designed to help their insureds effectively implement and maintain a secure risk management program. The included services offer a web-based self assessment, access to a resource center with specific module downloads, quarterly newsletter specific to home health and quarterly webinars with one hour nursing CE credit.
Jim LaPlante, senior underwriter in the All Risks National Specialty Program Unit, will be underwriting and managing the hospice and home health risks that fit into this program.
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